Many small businesses are unaware of the real benefits of a business budget. An operating budget is essentially an estimate of expected business income and expenses for the next

The strategies for business growth should be considered as the first cycle in the three stages of a business life cycle. These stages are: grow the business, fund the business

Whether you’re just starting up, or have an established business, it is easy to fall into the trap of having to do and control everything yourself. Being the ‘jack of all trades’

Careful cash flow planning allows you to make smarter decisions with your money, identify problems down the road and fix them before they occur. Common problems that can arise due

What’s that saying; you need to spend money to make money? Even with a low cash flow this still rings true; just be sure you are spending money in the right places. When times

There is no “One Way” to design a sales process. There are many options, however considering that most businesses have no process at all, take on the one below as a starting

Risk is a part of everyday life. There are many types of risk that will be encountered in business. Some will have a minimal impact and can be managed easily; others may threaten

What is a budget? It is a plan to: 1. Control your finances2. Enable you to make confident financial decisions and meet your objectives3. Ensure you have enough money for your

Managing your cash flow is more than simply looking at what goes in and out of your accounts and paying your bills on time. Here, we suggest how to prioritise your cash flow to

This information is designed to give you insight into why it is important to decide where you want to be positioned in your market. This positioning happens through your pricing